Property Condition Disclosure

The Basics

The Property Condition Disclosure (PCD) is a required form in most Tennessee real estate transactions. It's where the seller provides honest information about the condition of the property — what you know, what's been repaired, and what might need attention.

Why It's Important

• It's the law (for most residential sales in TN)
• It helps build trust and transparency with buyers
• It protects you from potential legal trouble down the road
• It gives buyers the info they need to make confident decisions

What Happens If You Don't Disclose?

Failing to disclose known issues (or trying to hide them) can lead to:

• A buyer backing out
• Legal liability after the sale
• Damaged reputation and delays in closing

What You'll Be Disclosing

The form covers things like:

• Roof age and condition
• HVAC, plumbing, and electrical systems
• Foundation or structural concerns
• Past water damage, leaks, or flooding
• Any repairs or renovations you've made
• Known issues or defects
• Whether the property is in a flood zone, has pest issues, or contains lead-based paint

You don't have to be a contractor or know every detail — just answer truthfully based on what you know.

The Bottom Line

• The PCD is not a warranty — you're not guaranteeing the home is perfect
• It's a disclosure, not a to-do list
• If something breaks after closing and it wasn't a known issue, you're typically not responsible